Apply Citi Bank Credit Card Now & Get 5% Cashback on Payments

Citi Bank Credit Card Offers

*ONLY CONDITION TO GRAB THIS DEAL : Annual Income more than 5 lac* 

• 5% Cash Back on movie ticket purchases.

• 5% Cash Back on all your telephone bill payments.

• 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.

KNOW YOUR CREDIT CARD
1. You have an option to choose between an ‘International’ credit card OR a ‘Domestic only’ credit
card. Citi Bank Credit Card
2. A ‘Domestic only’ credit card restricts your usage to merchants and online websites registered in
India. This protects you from potential misuse of the card internationally.
3. We have taken the following additional steps to strengthen the security features of our credit
cards: Citi Bank Credit Card
a. All cards issued are EMV Chip and PIN Cards which require you to input a PIN for your purchases
and cash withdrawals. Kindly keep the PIN secret and do not store or share it.
b. Certain countries have not migrated to the EMV Chip + PIN platform for cards. In these countries,
your EMV Chip + PIN card would work by swiping the card along the magnetic strip in the card
accepting device.
c. With your international Citibank Credit Card, you have the option of enabling/disabling
international usage of your card. Please note that international usage is enabled by default on your
international card. For further details, please visit www.citibank.com/india
d. Alerts are sent to your registered mobile number and email id for transactions conducted on your
card. You can reach out to our 24 X 7 helpline number for any clarifications with regards to your
card.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
• To help prevent money laundering and terrorist financing, the laws of many jurisdictions, as well as
Citi policy, require Citi to obtain, verify, and record information that identifies each person who
opens an account.
• What this means for you: When you open an account, we will ask for your name, address, date of
birth, and other information that will allow us to identify you. We may also ask to see a photo ID or
other identifying documents.
We appreciate your cooperation.

CARD MEMBER TERMS AND CONDITIONS
1. Definitions
1.1 ‘Account’ or ‘Card member’s Account’ shall, depending on the context used, mean
any account of a Card member with Citibank, including a Credit Card account, savings
account, current account, fixed deposit account or a loan/overdraft account.
1.2 ‘Application’ shall mean an application for a credit/charge card by the applicant or Card
member to the Bank through various modes of applying, including but not limited to, duly
signed and filled physical card application form, tele-application (over a recorded phone
line) or electronic medium (Internet/email). Citi Bank Credit Card
1.3 ‘Authorised Dealer’ will have the same definition as mentioned in the Foreign Exchange
Management Act, 1999. Citi Bank Credit Card
1.4 ‘Citibank’ or ‘Bank’ shall mean Citibank, N.A., a national banking association duly
constituted, registered and in existence in accordance with the laws of the United States
of America now in force and having its Head Office at 399 Park Avenue, Borough of
Manhattan, City of New York, and having offices throughout India, and who is the
proprietor of the Credit/Charge Card.
1.5 ‘Credit/Charge Card’ or ‘Card’ or ‘International Card’ shall mean a MasterCard/Visa
Card or any Co-branded or Affinity Card issued by Citibank to its Card members and
includes any Agency Card issued by Citibank for and on behalf of any banking or
financial services entity. Citi Bank Credit Card
1.6 ‘International / Foreign Currency Transactions’ mean the transactions entered into by
the Card member on his internationally valid Credit/Charge Card outside of India, Nepal
and Bhutan.
1.7 ‘‘ Card member’ shall mean and include the applicant and/or authorised Card member
and/or Additional Card member.
1.8 ‘Merchant Partner’ shall mean establishments wherever located which honour a
Credit/Charge Card and shall include among others, stores, shops, restaurants, hotels,
airline organisations, online shopping and mail order advertisers (whether retailers,
distributors or manufacturers) including mail order outlets (whether wholesalers,
retailers, distributors or manufacturers) advertised as honouring a Credit/Charge Card.
1.9 ‘Month’ shall mean a calendar month. Citi Bank Credit Card

1.10 “Person” means any individual, corporation, firm, company, institution, or other natural
or legal person. Citi Bank Credit Card Citi Bank Credit Card
1.11 Reserve Bank of India/RBI’ means the Reserve Bank of India established under the
Reserve Bank of India Act, 1934. 

Click here to view the Most Important Terms and Conditions of this card.

Click here to view the card member terms and conditions.