Enjoy Easy Installments with Debit Cards EMIs Now – Flipkart

Enjoy Easy Installments with Debit Cards EMIs Now

Amazon Debit Card EMI Offers (Upto Rs.1 Lakh Loan)

1. What is Debit card EMIs ?EMIs on Debit Card is one of the payment options available on Flipkart. It lets you pay for your orders in easy monthly installments using your Debit Card/ATM card.
2. How will I know if I am eligible for Debit card EMI?Only a select base of pre-approved customers will be eligible for EMI on Debit Cards. Eligible customers will see this option on the payment page during checkout. However, the base of pre-approved customers is likely to change with time hence a customer who might not be eligible today might be made eligible at a future time. Eligibility is decided by the respective bank and not by Flipkart Debit Cards EMIs
3. How Debit card EMI works?If you are pre-approved for Debit Card EMI from the respective bank and Flipkart , you will see this option on the payment page during checkoutSelect EMI (Easy monthly Installments) Debit Cards EMIs

   Bank will convert the payment into EMI within 4-7 business days

   Your monthly debit card statement will reflect the EMI amount with the interest

4. Do you have this payment option available for all the products on Flipkart ?Debit card EMI is available on most of the products at Flipkart, including Mobiles, Appliances and Electronics. For some select products, purchase on EMI is restricted and this payment option will not reflect on such products.. You can check the availability of this option in the offers section on the product detail page. Debit Cards EMIs
5. On Flipkart, which are the banks that offer Debit card EMI ?At present, Flipkart partners with Axis Bank, State Bank of India (SBI), HDFC Bank and ICICI Bank to offer Debit Card EMI facility to customers. Debit Cards EMIs
6. Do I need to have any minimum balance in my account to avail this Debit card EMI ?While you don’t need to have any minimum balance in your account while placing the order, you need to ensure that your account has sufficient funds to pay the EMI as they become due every month
7. What are the criteria to avail Debit card EMI ? Debit Cards EMIsYou need to be an eligible customer for Debit card EMIYou need to have a minimum cart value of Rs 8,000 (for Axis Bank, SBI and ICICI Bank customers) / Rs 10,000 (for HDFC Bank customers) Debit Cards EMIs
8. Am I allowed to change the EMI plan after placing the order ?EMI plans cannot be changed once an order is placed
9. DO I need to pay any down payment to avail Debi Debit Cards EMIst card EMI ?You need NOT pay any down payment amount to avail this offer Debit Cards EMIs
10. Is there any processing fee to avail Debit Card EMI? Debit Cards EMIsThere are no processing fee or additional charges levied by Flipkart for availing this payment option. Your bank may levy GST or other taxes on the interest of the EMI.
11. What is the minimum and maximum transaction amount to avail cost EMI ?The minimum and maximum transaction amount differs from bank to bank.
12. Can I foreclose my EMIs with ‘Debit Card EMI’ payment mode?Yes, you can, by contacting your bank for foreclosure of your EMIs.
13. Will I get a complete refund if the item is cancelled or returned if I have paid for the order using the ‘Debit Card EMI’ payment option?Yes, you will get a complete refund to the extent of the EMIs paid by you (if any) for the item in case it is cancelled* or returned*. Debit Cards EMIsHowever, banks may charge some cancellation/refund or pre-closure charges. Please check with your respective bank for their policy for Cancellations, Refunds, and Pre-closure.​

Orders for certain items cannot be cancelled after 24 hours of order placement, or returned once delivered. Please check the seller’s cancellations & returns policy on the product page for details. Debit Cards EMIs

Buy What Your Heart Desires with EMI on Debit Card

Hardly anyone goes to the retails store anymore to buy the products that they need. Everyone has their favourite shopping website that they regularly visit to buy products from everyday groceries to large appliances for your home. Whether it’s an expensive watch or the flagship phone of a top brand, everyone has their list of expensive products that they wish to buy one day. Saving up every month and buying that expensive product by spending a huge chunk of money in one go might burn a big hole in your wallet. A simple and effective solution to this is EMI. Paying a small amount every month is easy on the wallet and allows you to buy the items you desire right away.

Why Go for Debit Card EMI?

People have been using the EMI option with credit cards. But, a majority of shoppers don’t have a credit card, do they? Flipkart has introduced Debit Card EMI especially for this type of customers who can’t spend lavishly on a single product in one go. This move by Flipkart enables such customers to shop without worrying about making a dent in their wallet and spending it all over one single product. Using EMI on debit cards is as simple as it comes. After you’ve chosen your desired product, you can see if the Debit Card EMI option is available on your payment options or during checkout. On the payment page, under payment options, select Debit Card EMI. Once you do that, you have the option to select the EMI tenure of your choice. After authorising using OTP or your PIN number, you can confirm the EMI payment plan of your choice. For EMI on debit cards, Flipkart offers a number of perks to make your shopping experience as convenient and enjoyable as possible. You can check whether you’re eligible for EMI on debit cards using the SMS or by checking the payment options in the app or the website.

Some of these perks include – No minimum balance required in your account, no documentation required, and there’s not even any processing fee. The EMI on debit card option comes as a boon to many who can’t afford to spend big bucks on a single product. With easy payment options and your preferred choice of tenure, expensive, high-quality products of even high-end brands are now affordable for many.