Flipstart Days gives you a chance to shop for your favourite products while you continue to save. Enjoy special discounts and offers for the first three days of every month. Expect 40-80% off on clothes, footwear and accessories; beauty, sports and baby care from 99 Rupees, up to 80% off on electronic accessories, TVs, ACs and refrigerators at up to 50% off, furniture at a minimum 30% discount and home decor from 30-75% off among other exciting deals. The sale of the Flipstart Days is scheduled for the 01st - 03rd Sept'20. We hope to see you then! Happy shopping! FREQUENTLY ASKED QUESTIONS What is the offer?

• 10% Instant Discount with Bank of Baroda Credit Cards and Federal Bank Debit Cards on all categories except Mobiles & Grocery.

What is the offer duration?

• 1st September 2020 (00:00 Hours) to 3rd September 2020 (23:59 Hours)

What other conditions should apply to avail the offer?

• Net cart value, i.e. total cart value of eligible products should be equal to or more than INR 1,500.
• Maximum discount per card is INR 1,000 for the offer duration.
• In order to avail the offer on travel, the customer must enter the promo code " FLYPAYDAY" for BOB Credit Cards and Federal Bank Debit Cards. The bank discount amount for travel bookings is calculated on the net payable amount minus the convenience fee. Booking value as mentioned above should be excluding booking charges/convenience fee. Under Travel, offer is applicable only on Flight bookings. Offer is not applicable for Hotel or Bus bookings. In case of partial/full cancellation of flight, Instant discount (COUPON OR BANK DISCOUNT) will be adjusted firstly and post that refund will be processed.

How do I check if a product is eligible?

• Offer is applicable across all categories except Mobiles and Grocery. However, the offer will not apply on the purchase of select products. Please check if the offer is listed on the product page, before making the purchase.
• For a complete list of exclusions, please refer to the detailed Terms and Conditions.

Is the offer applicable on all BOB and Federal Bank Transactions?

• This offer is applicable on all Bank Of Baroda Credit Card transactions and Federal Bank Debit Cards except for transactions made using BOB/Federal Bank Corporate or Commercial cards.
• Offer is NOT applicable on transactions made through Internet Banking.
• *Offer is NOT applicable on EMI transactions

Will I get the offer if I pay using a Bank Of Baroda Credit or Federal Bank Debit Card via PhonePe?

• *No, the offer will not apply on payments made from Bank Of Baroda Credit or Federal Bank Debit Card via PhonePe payment option.

Will I get the offer if I pay through Flipkart Gift Card partially?

• Yes, you can avail the offer. In this case, the offer will only apply on the amount paid through Bank Of Baroda Credit or Federal Bank Debit Cards against the eligible product(s). Also, the final amount to be paid through Bank Of Baroda Credit or Federal Bank Debit Cards should be equal to or more than INR 1,500.

How many times can this offer be availed?

• There is no limit on the number of transactions. However, you can avail up to a maximum discount of INR 1,000 per Card. Maximum Discount per card of INR 1,000 is a cumulative discount across all platforms of Flipkart (Flipkart,, 2GUD and Travel).

TERMS AND CONDITIONS

Preliminary

• This offer ("Offer") is co-sponsored by Bank of Baroda, Federal and Flipkart Advanz Private Limited ("Flipkart Advanz") on www.Flipkart.com, Flipkart mobile app and Flipkart mobile site (collectively referred to as "Platform"), which Platform is owned and operated by Flipkart Internet Private Limited (Flipkart, We or Our). It is open to all residents of India holding a valid and subsisting Bank of Baroda Credit Card and Federal Bank Debit Card ("Cardholder/You/Your" and "Card").
• By participating in the Offer (defined below), Cardholder agrees to be bound by:
• these terms and conditions (" T&C" );
• the Terms of Use, Privacy Policy and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Platform; and
• All applicable terms and conditions of Bank Of Baroda and Federal Bank

Offer Details

• The Offer is valid from 1st September 2020 (00:00 Hours) to 3rd September 2020 (23:59 Hours).
• Under this Offer, Cardholders will get a 10% instant discount to a maximum discount of INR 1,000 per card ("Discount"), on the purchase on Platform excluding certain Products as highlighted in this Offer during the Offer Period, of select products sold on the Platform.
• The Discount will be applied to the Net Cart Value ("NCV"). The minimum NCV to avail this Offer is INR 1,500. The maximum discount per Card during the Offer Period is INR 1,000, NCV shall mean the total value of only the eligible product/s in the cart after all applicable discounts and exchange offer redemptions.
• Offer is applicable across all categories excluding mobiles and grocery. However, the offer will not apply on the purchase of select products. Please check if the offer is listed on the product page before making the purchase.
• The offer is applicable across all categories, and the following products are Excluded
  • Grocery
  • Select Godrej Furniture products.
  • Flipkart Gift Vouchers
  • Select Apple Watch series
  • GOQii Fitness smart band/Tracker
  • Pre Order Products
  • Gold and Silver coins
  • Life Insurance.
  • Mobiles
  • Flipkart Quick
• The Offer is NOT applicable on transactions made using Corporate & Commercial Card.
• In case partial payment is made through Flipkart Gift Card, Offer will apply only on the amount paid through the Card against the purchase of eligible products.

Other Terms and Conditions

• All Bank Of Baroda Credit Card and Federal Bank Debit Cardholders excluding corporate credit cards are eligible for the offer.
• This Offer is NOT applicable on transactions made through Internet Banking/ Phonepe payment option
• The Offer is not applicable for Card-on-delivery transactions.
• In case of cancellation of your order, the transaction will not qualify for the Offer. If you cancel part of your order, you will qualify for the Offer only on the net amount you pay basis eligibility.
• Bank Of Baroda/Federal Bank reserves the right to disqualify the Cardholder(s) from the benefits of the Offer if any fraudulent activity is identified as being carried out for availing the benefits under the said Offer or otherwise by use of the Card.
• Any person availing this Offer shall be deemed to have accepted these terms and conditions.
• Bank Of Baroda/Federal Bank and Flipkart Advanz reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
• Delinquent and over-limit Bank of Baroda Credit Card members will not qualify for this Offer.
• Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
• Nothing herein amounts to a commitment by Bank of Baroda/Federal Bank to conduct further, similar or other offers.
• The above Offer is by way of a special offer for Bank Of Baroda Credit and Federal Bank Debit Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement.
• Any query regarding the program will be entertained only till 3rd Oct, 2020. Post such date, Bank Of Baroda/Federal bank and Flipkart Advanz will not entertain any correspondence or communication regarding this Program from any persons.
• Bank of Baroda/Federal bank does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after-sales service of such products which shall be at the sole liability to sellers on the Platform.
• All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part of this exclusive offer as mentioned in the communication.
• Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website, are representative only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same.
• Products offered under this program are subject to availability from the respective participating merchants/sellers on the Platform and accordingly, Bank Of Baroda/Federal bank or Flipkart Advanz in no circumstances shall be liable for non-availability of any of the products.
• Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by Bank Of Baroda/Federal bank or by Flipkart Advanz.
• Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer
• Bank Of Baroda/Federal bank will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by seller(s) on products/services made available by it and the same shall be at the sole risk and consequences of such seller(s) and without reference to Bank Of Baroda/ Federal bank.
• Flipkart Advanz or the seller(s) shall not be liable for any failure by Bank Of Baroda/Federal bank to honor the transaction and for any technical issues because of which the transaction made by the Cardholder was not successful. Bank of Baroda/Federal bank shall indemnify and hold Flipkart Advanz and seller harmless against any claims by the Cardholder for unsuccessful completion of the transaction. Further, Bank Of Baroda/Federal bank shall solely be liable to the Cardholder for wrongful remittance of the amounts by it, without any reference to Flipkart Advanz.
• By participating in this Offer you agree to be bound by these terms and conditions of the Offer, standard terms and conditions, terms of use, privacy policy (subject to change) of the Platform and the terms and conditions of respective seller shall be applicable on the Cardholder.
• The Cardholder shall indemnify and hold Flipkart Advanz, Bank of Baroda/Federal bank and/ or seller(s) harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorneys fee) that may be suffered by Flipkart Advanz, Bank Of Baroda/Federal bank and/ or seller as a consequence of (i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) any action or inaction resulting in willful misconduct or negligence on the part of the Cardholder.
• All government Levies like Goods and Service Tax, Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer.
• This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
• Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to be appointed by Bank of Baroda/Federal bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai for Bank of Baroda/Federal bank and language of the arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against BOB/ Federal Bank.
• All liability with respect to the products purchased lies with the respective sellers and neither Flipkart Advanz nor BOB/Federal bank shall be in any way responsible for the same.
• This Offer is valid only in India. The minimum age of such Cardholder shall be 18 years.
• Further, as required by applicable law, in the event that the Cardholder makes a purchase of an amount equal to or above INR 2,00,000, the Cardholder will be required to upload a scanned copy of his/her PAN card on the Platform, within 4 days of making the purchase, failing which, the purchase made by the Cardholder will be cancelled. The requirement to submit the PAN card arises only once and if it has been submitted once by the Cardholder, it need not be submitted again. The order of the Cardholder will be cancelled if there is a discrepancy between the name of the Cardholder and the name on the PAN Card.
• This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.