Mastercard / RuPay
BOBCARD (Bank of Baroda) · Credit Card
BOBCARD CashBack Credit Card
Pick your fee plan — ₹49 a month or ₹499 a year.
Joining fee₹499 + GST a year, or ₹49 + GST monthly
Annual fee₹499 + GST a year, or ₹49 + GST monthly (choose either)
Best forflexible low-fee everyday use
Key benefits
- Flexible fee: choose a ₹49 + GST monthly plan or ₹499 + GST annual plan
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions (up to ₹250 per statement cycle)
- Convert purchases above ₹2,500 into Smart EMIs of 6–48 months
- Up to 3 lifetime-free add-on cards for family
- Works on UPI when issued on the RuPay network
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by BOBCARD (Bank of Baroda).
- On approval, the card is issued and dispatched — activate it from the bank's app.