Best Bank Cards to Apply For
Compare India's most rewarding credit cards — benefits, fees and eligibility — then apply online in minutes. Add the cards you hold to your account to get alerted when a sale lands on them.
★ Popular
Visa
HDFC Bank · Credit Card
HDFC Millennia Credit Card
5% cashback on Amazon, Flipkart, Myntra, Swiggy & more
- 5% cashback on 10+ partner brands (Amazon, Flipkart, Swiggy, Zomato)
- 1% cashback on all other spends
- ₹1,000 worth gift vouchers on ₹1L quarterly spend
Joining ₹1,000 + GST
Annual ₹1,000 + GST (waived on ₹1L spend)
View & Apply
Best for Online shopping & dining
★ Popular
Visa
SBI · Credit Card
SBI Cashback Credit Card
Flat 5% cashback on ALL online spends, no merchant restriction
- 5% cashback on any online spend (no brand cap on categories)
- 1% cashback on offline spends
- Auto-credited to statement, no redemption needed
Joining ₹999 + GST
Annual ₹999 + GST (waived on ₹2L spend)
View & Apply
Best for Pure online cashback
★ Popular
Visa
ICICI Bank · Credit Card
Amazon Pay ICICI Credit Card
Lifetime free · up to 5% back on Amazon
- 5% back for Prime members on Amazon
- 3% back for non-Prime on Amazon
- 2% back on 100+ Amazon Pay partners
Joining Lifetime FREE
Annual Lifetime FREE
View & Apply
Best for Amazon shoppers
Visa
Axis Bank · Credit Card
Axis Bank ACE Credit Card
5% cashback on bill payments & 4% on Swiggy/Zomato/Ola
- 5% cashback on Google Pay bill payments & recharges
- 4% cashback on Swiggy, Zomato & Ola
- 2% cashback on all other spends
Joining ₹499 + GST
Annual ₹499 + GST (waived on ₹2L spend)
View & Apply
Best for Bills, food & cabs
Mastercard
Axis Bank · Credit Card
Flipkart Axis Bank Credit Card
5% unlimited cashback on Flipkart & Myntra
- 5% cashback on Flipkart, Myntra, Cleartrip
- 4% on preferred partners (Swiggy, PVR, Uber)
- 1.5% on everything else
Joining ₹500 + GST
Annual ₹500 + GST (waived on ₹2L spend)
View & Apply
Best for Flipkart & Myntra loyalists
Visa
HDFC Bank · Credit Card
HDFC Regalia Gold Credit Card
Premium rewards, lounge access & travel benefits
- 4 reward points per ₹150 spent
- 5X points on Nykaa, Myntra, Marriott, Reliance Digital
- 12 domestic + 6 international lounge visits/year
Joining ₹2,500 + GST
Annual ₹2,500 + GST (waived on ₹4L spend)
View & Apply
Best for Travel & premium lifestyle
Amex
Amex · Credit Card
American Express Membership Rewards Card
Bonus reward points & premium service
- 1,000 bonus points monthly on 4 transactions of ₹1,500+
- 18-24k bonus points on annual milestones
- Reward Multiplier portal for extra points
Joining ₹1,000 (first year)
Annual ₹4,500 + GST
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Best for Reward points collectors
RuPay
Kotak Bank · Credit Card
Kotak 811 #DreamDifferent Credit Card
Lifetime free entry-level card with reward points
- Lifetime free, no annual fee
- 2 reward points per ₹100 spent
- 2X points on all online spends
Joining Lifetime FREE
Annual Lifetime FREE
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Best for First-time card users