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Best Bank Cards to Apply For

Compare India's most rewarding credit cards — benefits, fees and eligibility — then apply online in minutes. Add the cards you hold to your account to get alerted when a sale lands on them.

★ Popular Visa
HDFC Bank · Credit Card

HDFC Millennia Credit Card

5% cashback on Amazon, Flipkart, Myntra, Swiggy & more

  • 5% cashback on 10+ partner brands (Amazon, Flipkart, Swiggy, Zomato)
  • 1% cashback on all other spends
  • ₹1,000 worth gift vouchers on ₹1L quarterly spend
Joining ₹1,000 + GST Annual ₹1,000 + GST (waived on ₹1L spend)
View & Apply Best for Online shopping & dining
★ Popular Visa
SBI · Credit Card

SBI Cashback Credit Card

Flat 5% cashback on ALL online spends, no merchant restriction

  • 5% cashback on any online spend (no brand cap on categories)
  • 1% cashback on offline spends
  • Auto-credited to statement, no redemption needed
Joining ₹999 + GST Annual ₹999 + GST (waived on ₹2L spend)
View & Apply Best for Pure online cashback
★ Popular Visa
ICICI Bank · Credit Card

Amazon Pay ICICI Credit Card

Lifetime free · up to 5% back on Amazon

  • 5% back for Prime members on Amazon
  • 3% back for non-Prime on Amazon
  • 2% back on 100+ Amazon Pay partners
Joining Lifetime FREE Annual Lifetime FREE
View & Apply Best for Amazon shoppers
Visa
Axis Bank · Credit Card

Axis Bank ACE Credit Card

5% cashback on bill payments & 4% on Swiggy/Zomato/Ola

  • 5% cashback on Google Pay bill payments & recharges
  • 4% cashback on Swiggy, Zomato & Ola
  • 2% cashback on all other spends
Joining ₹499 + GST Annual ₹499 + GST (waived on ₹2L spend)
View & Apply Best for Bills, food & cabs
Mastercard
Axis Bank · Credit Card

Flipkart Axis Bank Credit Card

5% unlimited cashback on Flipkart & Myntra

  • 5% cashback on Flipkart, Myntra, Cleartrip
  • 4% on preferred partners (Swiggy, PVR, Uber)
  • 1.5% on everything else
Joining ₹500 + GST Annual ₹500 + GST (waived on ₹2L spend)
View & Apply Best for Flipkart & Myntra loyalists
Visa
HDFC Bank · Credit Card

HDFC Regalia Gold Credit Card

Premium rewards, lounge access & travel benefits

  • 4 reward points per ₹150 spent
  • 5X points on Nykaa, Myntra, Marriott, Reliance Digital
  • 12 domestic + 6 international lounge visits/year
Joining ₹2,500 + GST Annual ₹2,500 + GST (waived on ₹4L spend)
View & Apply Best for Travel & premium lifestyle
Amex
Amex · Credit Card

American Express Membership Rewards Card

Bonus reward points & premium service

  • 1,000 bonus points monthly on 4 transactions of ₹1,500+
  • 18-24k bonus points on annual milestones
  • Reward Multiplier portal for extra points
Joining ₹1,000 (first year) Annual ₹4,500 + GST
View & Apply Best for Reward points collectors
RuPay
Kotak Bank · Credit Card

Kotak 811 #DreamDifferent Credit Card

Lifetime free entry-level card with reward points

  • Lifetime free, no annual fee
  • 2 reward points per ₹100 spent
  • 2X points on all online spends
Joining Lifetime FREE Annual Lifetime FREE
View & Apply Best for First-time card users