RuPay
SBI Card · Credit Card
IRCTC SBI Card (RuPay)
The railway co-brand card — lounge access on platforms, savings on tickets.
Joining fee₹500 + taxes
Annual fee₹500 + taxes
Best forrailway bookings & travel
Key benefits
- 4 complimentary railway lounge visits a year (1 per quarter)
- Savings on train ticket bookings via IRCTC website and app
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions
- Usable internationally wherever RuPay is accepted
- Add-on cards at nil fee
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by SBI Card.
- On approval, the card is issued and dispatched — activate it from the bank's app.