RuPay

Kotak Bank · Credit Card

Kotak 811 #DreamDifferent Credit Card

Lifetime free entry-level card with reward points

Joining feeLifetime FREE

Annual feeLifetime FREE

Best forFirst-time card users

Apply Now → Save this card to my account for alerts

Key benefits

Lifetime free, no annual fee
2 reward points per ₹100 spent
2X points on all online spends
RuPay UPI linkage — pay via UPI with your credit card
1% fuel surcharge waiver

How to apply

Click "Apply Now" for Kotak 811
Open/link your Kotak 811 account
Complete video KYC
Virtual card issued instantly

Start application →

Video walkthrough