Visa / RuPay
Kotak Mahindra Bank · Credit Card
Kotak Cashback+ Credit Card
Kotak's new-generation card for online grocery, food and fun.
Joining fee₹750 + GST
Annual fee₹750 + GST (waived on ₹2L annual retail spends)
Best foronline grocery & food delivery
Key benefits
- Annual fee waived on ₹2 lakh retail spends in a year
- 1% fuel surcharge waiver on ₹500–₹4,000 transactions (up to ₹3,500 a year)
- RuPay variant links to UPI apps for scan-and-pay
- RuPay Select privileges on the RuPay variant
- Built for online grocery, food delivery and entertainment spends
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by Kotak Mahindra Bank.
- On approval, the card is issued and dispatched — activate it from the bank's app.