YES Bank Zagg RuPay Credit Card

Key benefits

• No joining fee and no annual fee — lifetime free
• RuPay network — link to any UPI app and scan & pay anywhere
• Credit limit up to ₹5 lakh
• Up to 8 complimentary domestic lounge visits a year (2 per quarter on min ₹50,000 quarterly spend)
• 1% fuel surcharge waiver on ₹400–₹5,000 transactions (capped at ₹250 a month)
• Up to 50 days interest-free credit period
• Managed end-to-end from the zagg.money app

How to apply

1. Tap Apply Now — you'll be redirected to the Zagg application page
2. Check eligibility with your mobile number and PAN
3. Complete the quick digital KYC — agents typically finish it in minutes
4. Activate the card in the zagg.money app and link it to UPI