Visa / RuPay
AU Small Finance Bank · Credit Card
AU Small Finance Bank Altura Plus Credit Card
Everyday card with railway lounge access and device protection.
Joining fee₹499 + GST (waived on ₹20,000 spends in 90 days)
Annual fee₹499 + GST (waived on ₹80,000 annual spends)
Best foreveryday spends with easy fee waivers
Key benefits
- First-year fee waived on ₹20,000 retail spends within 90 days of setup
- Renewal fee waived on ₹80,000 retail spends in the previous year
- 8 complimentary railway lounge visits every year
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions (up to ₹150)
- Complimentary electronic device protection plan
- Free add-on cards; RuPay variant works on UPI
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by AU Small Finance Bank.
- On approval, the card is issued and dispatched — activate it from the bank's app.