Visa
AU Small Finance Bank · Credit Card
AU Small Finance Bank LIT Credit Card
India's first customisable card — switch features on when you need them.
Joining feeNil
Annual feeNil (pay only for features you switch on, from ₹49 per quarter)
Best forpay-per-feature flexibility
Key benefits
- India's first customisable credit card — choose features as per your lifestyle
- No fixed joining or annual fee; pay per feature, starting ₹49 per quarter
- Switch features on and off whenever you need them
- Optional 1% fuel surcharge waiver feature for ₹49
- Optional airport lounge visits and ZEE5 / Amazon Prime memberships
- Benefits worth up to ₹24,000 per quarter, based on chosen features
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by AU Small Finance Bank.
- On approval, the card is issued and dispatched — activate it from the bank's app.