Visa
HDFC Bank · Credit Card
HDFC Bank Millennia Credit Card
HDFC Bank's most popular card for online-first millennials.
Joining fee₹1,000 + taxes
Annual fee₹1,000 + taxes (waived on ₹1L annual spends)
Best foronline shopping & everyday spends
Key benefits
- Quarterly milestone: ₹1,000 gift voucher or 1 domestic lounge visit on ₹1 lakh quarterly spends
- Annual fee waived on spends over ₹1 lakh a year
- 10% additional discount on Swiggy Dineout
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions (up to ₹250 per cycle)
- Up to 50 days of interest-free credit
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by HDFC Bank.
- On approval, the card is issued and dispatched — activate it from the bank's app.