Visa / RuPay
HDFC Bank · Credit Card
HDFC Bank PIXEL Play Credit Card
HDFC's digital-first card — apply, customise and manage everything from the PayZapp app
Joining fee₹500 + GST (waived on ₹20,000 spend in first 90 days)
Annual fee₹500 + GST (waived on ₹1 lakh spend in a year)
Best forA fully digital HDFC card
Key benefits
- Choose your network — Visa, RuPay, or both under a single statement
- RuPay variant links to UPI for scan & pay from any UPI app
- Build your own card: pick the card colour, billing date and merchant partners
- One-click EMI conversion and full card controls inside PayZapp
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions (max ₹250 per statement cycle)
- 100% digital — application, activation, statements and support all in-app
- FD-backed PIXEL variant available with no income proof
How to apply
- Tap Apply Now — you'll be redirected to the HDFC PIXEL Play application
- Complete the digital application; Video KYC may be asked in some cases
- Once approved, finish the card setup in the PayZapp app — choose design, network and billing date
- Set your PIN, link the RuPay card to UPI, and you're ready to pay