RuPay
HDFC Bank · Credit Card
HDFC Bank UPI RuPay Credit Card
A virtual credit card built for UPI — scan and pay everywhere.
Joining fee₹99 + taxes
Annual fee₹99 + taxes (waived on ₹25,000 annual spends)
Best forUPI payments on credit
Key benefits
- Virtual card issued instantly — no plastic to wait for
- Link it to any UPI app and pay by scan at any UPI QR
- Renewal fee waived on just ₹25,000 spends in a year
- Up to 50 days of interest-free credit on purchases
- No fuel surcharge on UPI payments
How to apply
- Tap Apply Now — you'll be taken to the bank's official application page via our partner link.
- Enter your PAN, Aadhaar-linked mobile number and basic details.
- Complete the OTP / video-KYC verification as guided by HDFC Bank.
- On approval, the card is issued and dispatched — activate it from the bank's app.